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Everything you need to know about our services, CACS, pricing, and process. Still have a question? Call (470) 823-1686.

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General
What is Allegiant Meridian Inc.?+
Allegiant Meridian Inc. is a full-spectrum financial empowerment and business consulting firm based in Atlanta, Georgia. We restore credit, build business profiles, develop brands, establish corporate partnerships, and prepare legal defenses — all powered by our proprietary CACS system.
Do you work with clients outside of Atlanta?+
Yes. We serve clients nationwide. All consultations and services can be delivered remotely. In-person meetings in Atlanta are available by appointment for local clients.
How is Allegiant Meridian different from other firms?+
Most firms specialize in one area and use templates. Allegiant Meridian handles all five pillars under one roof, powered by the proprietary CACS system no other firm has. We also prepare legal defense documentation from day one and are undefeated in every legal defense case we have handled.
What does 'Allegiant Meridian' mean?+
Allegiant means loyal — bound by a pledge. Meridian means the highest point. Our clients pledge their trust; we pledge our expertise and full commitment back. That exchange drives every decision we make.
CACS System
What is CACS?+
CACS stands for Credit Accuracy & Compliance System — a proprietary forensic analysis engine developed exclusively by Allegiant Meridian. It audits credit profiles, identifies FCRA and FDCPA violations, builds precision dispute strategies, and prepares litigation-ready defense documentation. No other firm has it.
Can I access CACS without full services?+
Yes. CACS is available standalone: Basic ($97/mo), Pro ($197/mo), Agency ($497/mo). Full-service clients receive CACS included. The standalone plan is for self-directed clients and consultants wanting white-label access.
Why can't I just use a credit repair app?+
Apps use templates. Creditors receive thousands of template disputes daily and are trained to deny them. Apps cannot produce litigation-ready documentation or build a legal compliance record. CACS builds cases, not form letters.
Personal Credit
What scores can you work with? Is my file too damaged?+
We have worked with clients in the low 400s and transformed their scores to the 700s. No file is automatically too damaged. CACS determines your tier based on what your file actually shows. Book a consultation and let us look for ourselves.
Do you guarantee specific score increases?+
We do not guarantee specific point increases because credit scores are affected by variables outside our control. We guarantee our process — thorough forensic audit, precision dispute strategy, and complete documentation. Our track record speaks to what that consistently achieves.
What if a creditor sues me?+
This is exactly why CACS exists. From day one, every action is documented in a legally structured record. If a creditor pursues litigation, your defense is already prepared. We have handled every case that escalated to legal proceedings. We are undefeated.
Business Services
Do I need to fix personal credit before building business credit?+
Not necessarily. Business credit can be built independently when the business is properly structured. However, many lenders still review personal credit. The ideal approach addresses both simultaneously so each profile strengthens the other.
How long to build fundable business credit?+
A properly structured business can begin accessing basic funding within 90 days. Larger funding typically requires 6–12 months of profile building. Our packages include a funding roadmap specific to your goals.
Can you help with government contracts?+
Yes. SAM.gov registration, NAICS optimization, set-aside certification guidance, and contract opportunity identification are part of our Business Launch Elite and Corporate Vendor Program. The federal government awards over $600B in contracts annually.
Pricing & Consultations
Why is there no free consultation?+
Because a free consultation is not what we offer. Every consultation is a prepared, substantive strategy session. We review your information before the call, apply preliminary CACS analysis, and arrive with real answers. The fee also credits toward your first service — it is not a cost, it is a credit.
What is the minimum to work with you?+
Our minimum service engagement is $700 for Credit Lite. Consultations begin at $200 and are credited toward your first service.
Can I negotiate pricing?+
No. Pricing is determined by your file complexity through CACS — not negotiation. CACS determines the scope. Scope determines the tier. Tier determines the price. This protects clients from being under-served in a tier that does not match their situation.

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